Konfirmata
For small business owners, freelancers, independent traders, and self-employed workers

Build your financial history from the work you already do.

Your business is real. Your records should be too. Konfirmata turns everyday transactions into a permanent, verifiable financial trail — recorded by voice or text, confirmed by you, trusted by lenders.

Get Konfirmata on your phone See how records stay protected
Why it matters

Your business may already be creditworthy. It just needs better records.

Many informal businesses generate steady activity every day, but that activity disappears because it was never captured in a bank-trusted format.

Speak naturally

Say "Sold 3 items for $120" or type it manually. Konfirmata is built to match the language of real work, not accounting forms.

Confirm before writing

No transaction becomes permanent unless you explicitly confirm it. That protects your authority over the record.

Grow a visible history

As you keep recording, Konfirmata shows streaks, trends, and trust tiers that make your business history easier to understand and present to lenders.

Designed for real business settings

Built for constrained environments, not office desks.

  • Works as a Progressive Web App on Android and iPhone
  • Installs to the home screen without going through an app store
  • Works offline after setup, and signed records sync when connection returns
  • Supports Nigeria and the United States today
  • Uses country-aware onboarding, business types, labels, and currency formatting

"Every confirmed transaction is permanent, verifiable, and yours." That principle matters most for business owners who have historically been asked to trust systems they do not control.

Konfirmata principle
What you get

A record you can keep using.

Daily recording

Capture sales, expenses, and transfers as they happen, with category suggestions based on your business type.

Weekly and monthly trends

See how sales are moving with the built-in dashboard and visual trend chart.

Trust tiers

Move from NEW to BRONZE, SILVER, and GOLD as consistent history builds over time.

Free export

Download a free plain-text export of confirmed history, or buy a Verified Report PDF with server attestation and QR verification.

You don't need to become a bookkeeper.

Just confirm what already happened — one transaction at a time. Over time, that becomes a financial identity lenders can read and trust.

Install Konfirmata See the lender view